Holiday Insurance

Important – to ensure you have protection against many of the incidents that can spoil or affect a holiday all passengers should take out travel and car breakdown insurance. Venue Holidays can provide both types of policy.

 

17 days Travel Insurance for 2 adults and up to 4 children plus Continental Vehicle Breakdown for only £93.

Brief outlines of the cover are set out below and the terms, conditions and exclusions will be shown in the Insurance Policy Document issued upon payment of the appropriate premium. If you require further details prior to booking, please contact this office. We require the full payment for all insurances at the time of booking.

 

Venue Holidays is an Appointed Representative of ITC Compliance Limited which is authorised and regulated by the Financial Services Authority (FSA).

We offer a holiday package insurance arranged by Crispin Speers & Partners Limited, provided by UK General Insurance Limited on behalf of Ageas Insurance Limited. Crispin Speers and Partners Limited, UK General Insurance Limited and Ageas Insurance Limited are authorised and regulated by the Financial Services Authority. This can be checked on the FSA’s register by visiting the FSA website at www.fsa.gov.uk/register or by contacting them on 0845 6061234.

  

Travel Insurance
Sums Insured Per Person (Figures below represent maximum cover)
Personal Accident	£15,000	Delayed Baggage	£100
Medical Expenses	£5,000,000	Personal Liability	£2,000,000
Hospital Benefit	£500	Travel Delay  £20 per 12 hours	£100
Cancellation & Curtailment	£2,000	Abandonment	£2,000
Personal Baggage	£2,000	Missed Departure	£1,000
Single article limit	£250	Legal Expenses	£10,000
Jewellery & Valuables	£250	Petcare	£500
Personal Money/Documents	£350	Additional Expenses	£200
Cash Limit	£150	Additional Accommodation	£100

 

Continental Vehicle Breakdown
Sums Insured Per Vehicle (Figures below represent maximum cover)
Immobilisation or theft of vehicle prior to travel	up to £1,000	Provision of Chauffeur	as per policy wording
Roadside Assistance	as per policy wording	Provision of Spare Parts	as per policy wording
Vehicle Repatriation	as per policy wording	Local Storage of Vehicle	£100
Loss of Vehicle Use	£1,000	Legal Defence	£10,000
Car Hire	£1,000	Advance of Funds	£4,000
Additional Accommodation (£45 per day)	£225	Forced Entry	£100

 

Prices (including insurance premium tax)
	Travel Insurance			Continental Vehicle Breakdown		Family  Extra Deal
Duration up to	Adult	Child 4-17 years	Family Deal 2 adults and up to 4 children	Car (under 10 years)	Trailer	Car (under 10 years) + 2 adults and up to 4 children
10 days	£22	£11	£53	£35	£16	£83
17 days	£26	£13	£63	£39	£16	£93
31 days	£30	£15	£73	£42	£16	£103
Premiums should be calculated from the person’s age on the day of departure. For persons aged 76 to 85 on the date of departure, the premium is double the above rates. No cover is available for persons aged 86 or over. Children 3 and under are free. For Cars 10-14 years old add £45. No cover is available for cars aged 15 years and over. Vehicle breakdown cover can not be taken out less than 7 days before departure.

 

           

              

Before you purchase these insurances we are required to bring to your attention a number of important aspects concerning

the travel and breakdown insurance featured on this website and in the 2012 travel guide included in our 2012-brochure.

 

DEMANDS AND NEEDS

Travel Insurance - This travel insurance policy will suit the Demands and Needs of an individual, or group (where applicable) who have no excluded pre-existing medical conditions, are travelling to countries included within the policy terms and who wish to insure themselves against the unforeseen circumstances/events detailed in the policy booklet.

Subject to terms and conditions and maximum specified claim limits.

Motor Breakdown - This insurance will suit the Demands and Needs of an individual wishing to insure themselves against unforeseen costs following the breakdown of a vehicle. Subject to terms, conditions and maximum specified claim limit.

 

IMPORTANT

This policy will have been sold to you on a non-advised basis and it is therefore for you to read this information carefully (paying particular attention to the terms and conditions and exclusions) and ensure that it meets all of your requirements. You may already possess alternative insurance(s) for some or all of the features and benefits provided by this product; it is your responsibility to investigate this. If upon reading this policy you find it does not meet all of your requirements, please refer to the relevant cooling off/policy cancellation section.

 

Evidence of Insurance

This contains the full details of what is and is not covered. Please read it carefully to ensure you understand the cover provided. On request

a specimen copy can be made available prior to purchase.

 

Conditions, Exclusions and Warranties

These limit or restrict the cover provided. Some apply to all sections of the insurance whilst others only apply to specific sections.

 

Claims for Baggage and Personal Effects

This insurance does not provide cover on a 'new for old' basis, which means that deductions for age and wear and tear will be made where appropriate.

 

Sums Insured or Limits

All sections of the insurance have a limit on the amount the Insurer will pay. Some sections have internal limits such as the amount the Insurer will pay for any one item or the total amount for all valuables (including photographic equipment).

 

Excesses

Under most sections of the insurance, claims will be subject to an excess of £50. This means that you will be responsible for paying part of the claim.

 

Reasonable Care

You are required to take all reasonable care of yourself and your property and to act at all times as though you are not insured.

 

High Risk Activities

The insurance may not cover you when you take part in certain activities where there is a high risk of injury. You must check that the insurance covers your requirements.

 

Complaints

The insurance contains a procedure, which you should follow if you wish to make a complaint.

 

Jurisdiction

The insurance will be subject to English law unless otherwise stated.

 

"Cooling Off Period"

If the insurance does not meet with your requirements you may return the documentation within 14 days of purchase or prior to travel if this is sooner, and, provided that no claim has been made, obtain a refund.

 

Pre Existing Medical Conditions

Please note that this insurance contains certain exclusions relating to existing health conditions that affect you, your travelling companions

or anyone else upon whom your travel plans depend.

 

This insurance excludes any claim arising directly or indirectly from your failure to seek medical advice on the advisability of undertaking

the trip when you, your travelling companions or anyone else upon whom your travel plans may depend has received in-patient hospital treatment during the 12 months prior to effecting this insurance.

 

Please note that there is no cover, if at the time of effecting this insurance you, your travelling companions or anyone upon whom your

travel plans depend:

i)   is on a waiting list for in-patient treatment in a hospital or awaiting results of tests and/or medical investigations

ii)  is travelling against the advice of a medical practitioner or for the purpose of obtaining treatment abroad

iii) has received a terminal prognosis